Life Insurance News in Category "Alcohol"

Over 50's Life Insurance Comparison

Lifebroker has launched a new Over 50’s life insurance comparison engine due the high demand for this product.  It was not that long ago that Lifebroker introduced this channel and had an exclusive arrangement with Scottish Friendly, however with Lifebroker’s objective of offering a site where consumers can compare premiums the channel had to evolve.

James Markwich, Managing Director at Lifebroker said “Scottish Friendly has been the preferred partner due to their ease of use. They have allowed our visitors to access their applications online and get instant cover. It was only a matter of time that we expanded this channel to include other providers to offer choice.”

Lifebroker has now added:

• Aviva
• Shepherds Friendly
• Engage Mutual

Lifebroker hopes that this can provide a place to compare products. Some of the Over 50’s Life Insurance providers still want consumers to apply by completing a paper based form (for example Aviva), however Lifebroker envisages that this will change and become more electronic. If you want to get an Over 50’s Life Insurance Quote please click here or call us on 08442 43 53 63.

Posted under : Shepherds Friendly, Scottish Friendly, Over 50's Life Insurance, Life Insurance Quote, Life Insurance Comparison, Insurance Products, Engage Mutua, Aviva, Aegon, Armed Forces Life Insurance, Alcohol

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Have a great St. Patrick’s Day

Have a great St. Patrick’s Day everyone; but make sure that you do not drink too much alcohol if you are looking to apply for life insurance in the near future.

The reason for this is that you will be asked about your drinking habits including volume per week, frequency and whether or not you have been advised to reduce your consumption. The answers that you provide will help the insurance company determine if you are a higher risk than average based on whether or not they deem your drinking habits to be within a 'safe level'. If they deem you to have a 'potentially dangerous' bracket, your monthly premium is likely to be increased. British Medical Practitioners continually advise life insurance companies regarding excessive drinking and the associated health problems. If you decide to not tell the life insurance company about your drinking habits when applying for life insurance, you could find that your life insurance policy may be declared invalid.

Lifebroker has found that some life insurance companies have a diverse range of what they believe the be ‘safe’; therefore if you think that you cannot get life insurance due to your level of alcohol consumption it is always worth contacting a life insurance consultant at Lifebroker to see if they can find an insurer that is willing to accept your life insurance application at normal rates.

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Posted under : Level Term Life Insurance, Healthy Living, Drinking, Life Insurance Research, Life Insurance Broker, Personal Insurance, Life Insurance Quote, Life Insurance Comparison, Alcohol

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