Long Term Income Protection
Lifebroker believes that everyone that has an income should have it protected with Income Protection Insurance. Many Financial Advisers (IFA's) have neglected this key area of protection. Lifebroker cannot express strongly enough how important this type of policy is to a family's lifestyle.
Long Term Income Protection should be viewed as an essential part of any protection package - without an income you cannot live.
Do you know what the Government provide if you are off work due to incapacity? Check out the Direct Gov site for yourself.
Let Lifebroker tell you the facts:
If you cannot work due to illness or injury you will be entitled to Incapacity Benefit.
With Incapacity Benefit you will receive the following:
First 28 weeks you will get £293.58 per month
Weeks 29 - 52 you will get £347.32 per month
From week 53 onwards you will get £389.13 per month
Concerned - What are you going to do?
Speak with your employer to clarify exactly what statutory sick pay you will receive if you could not work due to illness or injury (For example, you may find that you would get sick pay for 3 or 6 months).
Get a quote from Lifebroker that is tailored around your statutory sick pay. (For example, if you find that you have sick pay for 3 months - then you could get a quote for income protection with a waiting period of 3 months). This will keep the cost of the income protection policy to a minimum and save you lots of money over the term of the policy.
Long Term Income Protection Features
- Cover up to 65% of your income
- Selection of waiting periods (how long you are unable to work before payments start)
- Choice of benefit period (how long you are paid for when on claim)
- Indexation can be selected (this ensures that the income benefit maintains it s real value)
- Free ServiceOnly pay the insurance premium we quote
- Instant QuotesLive comparison of leading companies
- Apply OnlineInstant underwriting available
- All Major Companies
Lifebroker guarantees to:
- Offer better value than going direct to the insurance company
- Save you time, money and the hassle of shopping around
- Rebate commission
- Store your personal information securely
- Not pass on or sell your personal information
64-66 Wingate Square
London SW4 0AF
Our business hours are:
8am - 8pm Monday to Friday
08442 43 53 63
08442 43 53 64
Calling from overseas:
+44 (0)20 7501 1930