Aviva life - Aviva Simplified Life Insurance

Simplified Life Insurance can provide clients with quick and easy to arrange cover. Its focus is on life cover, so it doesn’t offer options such as critical illness or premium protection. Simplified Life Insurance has no cash-in value at any time.

Your client can choose level or decreasing cover.

• The level option works like Term Assurance and pays a cash sum on the death of the life assured during the plan term.

• The decreasing option works like Mortgage Life Insurance and provides life cover that decreases over the term of the plan. It pays out a cash sum in the event of death during the term of the plan.

Under both versions, the plan will pay out on diagnosis of a terminal illness (except in the last 18 months of the term) where life expectancy is less than 12 months.

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