Gift Inter Vivos Quote

Gift Inter Vivos Life Insurance is a form of term insurance to cover the potential Inheritance Tax (IHT) liability that can be created when someone gives a sum of money away. Gift Inter Vivos policies are 7 years in length and are spefically tailored to track the liability for inheritance tax (exempt after 7 years from the date they were 'gifted'). The insurance decreases in line with the IHT liability it is covering.

This is another specialist area that Lifebroker can help you with.

• Lump sum payment to cover your inheritance tax liability
• Decreases over 7 years
• Speciliast area of insurance that Lifebroker can assist with

The cash lump sum that is payable on death goes down over the term of the plan as follows:

Policy Year      % of Initial Cover
1                        100
2                        100
3                        100
4                        80
5                        60
6                        40
7                        20

Getting covered

The premiums that you will need to pay over the term of seven years will be dependent on a number of factors such as:

• The amount of cover you choose
• Your age
• Your gender
• Your occupation
• Any past times you may have
• If you are a smoker
• Your medical history

Personal Details

Privacy: Please note we require your personal details in order to provide a quote. We are compliant with the obligations of the Privacy Act 1993; your information is used only for the purpose of generating quotes. We never pass your personal information on to third parties; view our full privacy policy.