Disclaimers

Terms and Conditions of Use-

About Lifebroker Uk Ltd

lifebroker.india-web-design.com ("the Website") is an online information source operated and owned by Lifebroker UK Ltd (registered in England and Wales with company number 06449775).

 

The Website is an information service offering access to third party information including financial information and these terms and conditions ("Terms") apply to all and any use of the Website.

 

By using the Website you agree to be contacted by Lifbroker by telephone, SMS or email regarding the quotes that you requested.

 

By using the Website you undertake that you are over 18 years of age.

 

By using the Website you confirm that your email address is secure.

 

By using the Website you agree and confirm to have read the Initial Disclosure Document / Key Facts Document located here.

 

By using the Website you confirm that you are a UK resident.

 

By using the Website you agree to be bound by these Terms.

 

If you do not accept these Terms you should not use the Website.

 

Lifebroker UK Ltd may make alterations to these terms and conditions from time to time and these variations shall become effective immediately upon being accessible from the Website.

 

By using the Website you undertake that you have the necessary hardware, software and capability required for email and web usage.

 

The Website

Lifebroker UK Ltd is engaged in the business of providing an information service and ancillary to this is engaged in the transmission, storage, retrieval, hosting, formatting or translation of third party communications without selection or alteration of the content of the communication for which it is a mere conduit.

 

All email communications sent by Lifebroker UK Ltd and attachments thereto are intended only for the addressee and/or others authorised to receive them.

 

Lifebroker UK Ltd makes no warranties nor can it assume any responsibility for:

 

the accuracy, completeness, fitness for purpose or currency of the content of any third party material featured on the Website (whether or not this information is identified by Lifebroker UK Ltd as being from a third party)

 

the quality of service offered by any third party featured on the Website

 

the content of any third party website that links from the Website

 

Financial Information

Lifebroker UK Ltd advises that when looking at any financial product or service you read the terms of that product carefully (located in the Key Features Document) and if you are in any doubt as to its meaning or effect that you seek qualified independent financial advice. If you do not have a Financial Adviser please visit www.unbiased.co.uk so that you can find one in your local area or contact Lifebroker.

 

To the extent permitted by law Lifebroker UK Ltd exclude liability for an inaccuracies present on the Website.

 

Intellectual Property Rights, Copyright and Trade Marks

You MAY download and use the Website for your private, non-commercial, personal use only, provided that you retain all copyright notices and other proprietary notices contained on the Website.

 

All copyright, design rights, database right, patents, and any rights to inventions, know-how, trade and business names, trade secrets and trade marks (whether registered or unregistered) and any applications therefor ("Intellectual Property Rights") in the Website belong to and vest in Lifebroker UK Ltd. All such rights of Lifebroker UK Ltd are hereby asserted and reserved.

 

No person other than the rightful owner or licensee of such Intellectual Property Rights may:

 

hack, attempt to hack, distribute, modify, transmit, re-use, re-post, or use any or all of the Website or the information contained therein for any purpose other than as set out above nor for public or commercial purposes without Lifebroker UK Ltd or the relevant licensee's prior written permission;

 

provide hypertext links, URL Links, graphic links, hyperlinks or other direct connection for profit or gain to the Website without Lifebroker UK Ltd prior written permission;

 

display, publish, copy, print, post or otherwise use the Website and the information contained therein for the benefit of any other website without Lifebroker UK Ltd or the relevant licensee's prior written permission;

 

process or otherwise use the information contained on or within the Website for any illegal or immoral purpose nor use or process the same unfairly.

 

Liability

Lifebroker UK Ltd provides and maintains the Website for personal information and community purposes, on an "as is" basis Lifebroker UK Ltd shall be liable only to provide its services with reasonable skill and care and gives no other warranty in connection with the Website.

 

Subject as aforesaid, to the maximum extent permitted by law, Lifebroker UK Ltd excludes liability for any loss or damage of any kind howsoever arising, including without limitation any direct, indirect, punitive or consequential loss whether or not such arises out of any problem you notify to Lifebroker UK Ltd and Lifebroker UK Ltd shall have no liability to pay any money by way of compensation, including without limitation all liability in relation to:

 

any incorrect or inaccurate information on the Website and all interruptions to or delays in updating the service;

 

the infringement by any person of any Intellectual Property Rights of any third party caused by their use of the Website;

 

any amount or kind of loss or damage due to viruses or other malicious software that may infect a user's computer equipment, software, data or other property caused by persons accessing, using or downloading the Website, or from transmissions via emails or attachments received from Lifebroker UK Ltd or its licensees;

 

all representations, warranties, conditions and other terms which but for this notice would have effect.

 

These terms above shall not limit any rights you might have as a consumer that may not be excluded under applicable law nor shall it exclude or limit Lifebroker UK Ltd liability for death or personal injury resulting from its negligence nor any fraudulent representation.

 

However it is agreed, acknowledged and understood that:

 

The Website and all the services contained within are is provided for information only and are not intended to replace appropriate financial advice where required;

 

Financial advice and the financial markets are constantly evolving and Lifebroker UK Ltd cannot guarantee that all of the information is completely accurate;

 

Use of the Website

The Website is to be used solely for private, non-commercial, personal purposes only. Accordingly, you undertake not to:

 

use the Website for any commercial or business purpose;

 

use your access to the Website, or information gathered from it, for the sending of unsolicited bulk email.

 

By using the Website you confirm that you have read the Lifebroker UK Ltd's Initial Disclosure Document. The Initial Disclosure Document outlines what service you can expect from Lifebroker UK Ltd. In summary Lifebroker UK Ltd

 

Termination

Lifebroker UK Ltd shall be entitled to terminate this Agreement and immediately remove, cancel or suspend access to and use of the Website upon your breach of any part of these Terms whatsoever.

 

Termination shall be without prejudice to the accrued rights of either party.

 

Lifebroker UK Ltd will not be liable in any amount for failure to perform any obligation under this agreement if such failure is caused by the occurrence of any unforeseen contingency beyond the reasonable control of such party including without limitation Internet outages, communications outages, fire, flood, war or act of God.

 

General

Except as provided above there are no other warranties, conditions or other terms, express or implied, statutory or otherwise, and all such terms are hereby excluded to the maximum extent permitted by law (but subject to your statutory and common law consumer rights).

 

All questions, comments or enquiries should be directed by email to info@lifebroker.co.uk or by post to Lifebroker UK Limited, 64-66 Wingate Square, London SW4 0AF.

 

Lifebroker UK Ltd acts as principal on its own account and not as agent for you or any other person.

 

If Lifebroker UK Ltd does not enforce any provision of this agreement such will not be considered a waiver of any provision or right.

 

In the event that any part of these terms and conditions is held to be unenforceable, such part will at Lifebroker UK Ltd option be construed as far as possible to reflect the parties' intentions and the remainder of the provisions will remain in full force and effect.

 

These terms and conditions constitute the entire agreement between you and Lifebroker UK Ltd and shall apply to the exclusion of all other terms or conditions of contract which you may purport to propose.

 

Use of Lifebroker UK Ltd and these terms are subject to the laws of England which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licences and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts.

 

It is hereby asserted that the Website is intended for and directed at the UK and no representation or warranty is made as to whether the Website complies with the regulatory regime and local laws of any other countries.